NPWP - Financial Matters
PACMAN
The ADF pay and conditions manual.
ADF Financial Services Consumer Centre
Provides financial education and information to ADF members and their families, referrals to other government and non-government organisations, including financial counselling (where a person or family is suffering financial hardship or stress).
Defence Service Homes
Provides insurance for current and former ADF members.
RAN - Keeping Watch
Keeping Watch is a perpetual charitable fund that provides assistance to serving RAN members and their families who are in financial need or suffering hardship, normally through non-refundable grants.
RAN Relief Trust Fund
Provides financial products and services in the form of general purpose loans, grants and special loans for reasons that may fall outside the guidelines for the specified products such as legal expenses or unexpected household debts.
Bravery Trust
Provides urgent financial support and financial counselling to those who have suffered injury or illness as a result of their service.
Carry On Victoria
Supports veterans as well as their partners, children, and grandchildren. Provides support with subsidised housing, financial support for a variety of expenses including household bills, medical and travel expenses as well as providing education grants for education-related expenses.
Smartsalary
Salary packaging is a way of restructuring your salary by using pre-tax income to buy a range of everyday items. This is an Australian Tax Office approved way to save on tax, lowering your taxable income and increasing your take-home pay.
Australian Taxation Office (ATO)
The ATO’s role is to effectively manage and shape the tax and superannuation systems that support and fund services for Australians.
Services Australia
Tips and information about how to manage your money.
Moneysmart - ASIC
Free tools, tips and guidance to help Australians of all ages, backgrounds and incomes to take control of their money, increase their financial wellbeing and build a better life.
Indigenous Consumer Assistance Network (ICAN)
Australia’s only Indigenous consumer-targeted organisation that provides financial counselling and consumer advocacy assistance to regional and remote communities across Queensland.
Indigenous Business Australia (IBA)
IBA is deeply invested in the financial success and economic independence of Indigenous Australians. They can help you own your own home, help you start or grow a business or help you invest in your future.
Prince’s Trust Australia - Enterprise for Veterans
Inspiring veterans and their families with the confidence, skills and networks they need to safely explore self-employment and engage successfully in the rapidly changing world of work. Supports entrepreneurs throughout the journey of starting a business.
Commonwealth Superannuation Corporation
Looks after super funds designed specifically for Australian Government and the ADF (DFRDB, MilitarySuper, ADF Super etc). Information on insurance, retirement planning and financial planning.
Australian Competition and Consumer Commission (ACCC)
Independent authority which enforces the Consumer and Consumer Act 2010 and promotes competition and fair trading. Information on consumer rights, guarantees, complaints and protection, contracts, debt collectors and other services.
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The material may include the views or recommendations of third parties, and does not necessarily reflect the views of the Royal Australian Navy or indicate a commitment to a particular course of action.
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